When applying for credit cards, loans, leases and other items which are impacted by your credit, it is sometimes confusing when a credit score is brought up rather than the full credit report. This is because different agencies and entities use different formulas to validate your credit worthiness. For example when applying for a credit card, a typical credit card …
Checking Your Credit
Checking your credit is essential to knowing where you stand. Legally you are allowed to check your credit for free once a year. There are 3 credit agencies which determine your score with slightly different variations, Equifax, Experian, Transunion. The score can range from from 300 to 850 with 600 being the average. However to qualify for most credit cards, …
